Consultancy services for CDA property matters • Islamabad
Rehnuma AI
Service Agreement & Legal TermsInstitutional Governance

Terms and Conditions of Service

The legally binding framework governing your access to the Rehnuma AI client portal, mobile applications, and property procedural consultancy services in Islamabad.

Effective Date:November 10, 2026
Jurisdiction:Islamabad Capital Territory, Pakistan
Entity:Rehnuma AI

Essential Legal Summary

  • Independent private consultancy: Rehnuma AI is NOT affiliated with CDA or any government agency.
  • Administrative guidance and document preparation only: we do NOT provide judicial court litigation advocacy.
  • No outcome guarantees: administrative approvals rest exclusively with authorized CDA officers.
  • Clients are strictly accountable for the genuineness and legality of all submitted title documents.
  • Direct payment of government dues: clients pay all official statutory challans directly to authorized banks.
  • Governed under the laws of Islamabad Capital Territory and the Islamic Republic of Pakistan.
Article 01

Acceptance of Terms and Contractual Capacity

These Terms and Conditions of Service ("Terms") constitute a legally binding contractual agreement between you ("Client", "User", or "You") and Rehnuma AI ("Rehnuma AI", "we", "us", or "our"), an independent legal-technical property consultancy registered in Islamabad Capital Territory, Pakistan.

By accessing our website (rehnumaai.org), downloading or registering on our mobile applications (Android or iOS), requesting preliminary triage, or signing a formal consultancy engagement proposal, you acknowledge that you have read, understood, and agree to be bound by these Terms and our companion Privacy Policy and Refund Policy.

You represent and warrant that you possess full legal capacity to enter into a binding agreement under the Contract Act, 1872 of Pakistan, and that you are of sound mind, of the age of majority (18 years or older), and authorized to act with respect to the property matter submitted.

Article 02

Nature of Consultancy and Explicit Scope Boundaries

Rehnuma AI provides private, independent technical and legal advisory services to assist property owners, heirs, and investors in navigating municipal, master-planning, and administrative procedures.

Statutory Non-Affiliation and Scope Disclaimer

Rehnuma AI is an independent private consultancy. We are NOT the Capital Development Authority (CDA), NOT an agency of the Federal Government of Pakistan, and NOT an automated government approval portal. We prepare, audit, and structure your documentation in strict compliance with published municipal regulations, but official administrative determinations rest solely with competent CDA directorates. We do not offer or participate in backdoor submissions or informal influence.

  • Advisory and Documentation Scope: Our scope is limited to document scrutiny, identifying procedural deficiencies, drafting standardized affidavits/indemnities, calculating estimated statutory dues, and compiling CDA One Window appointment packs.
  • No Outcome Guarantees: Administrative approvals, transfers, mutations, and certificate issuances depend entirely upon the sovereign discretion of CDA officers, building inspectors, and revenue authorities. Rehnuma AI guarantees rigorous procedural diligence but cannot guarantee discretionary governmental outcomes.
  • No Judicial Court Litigation: Rehnuma AI provides administrative consultancy only. We do not act as court litigation advocates before the High Court, Civil Courts, or Supreme Court of Pakistan. If your property file requires judicial intervention, we advise engaging qualified litigation counsel.
  • Islamabad Capital Territory Only: Our procedural consultancy is confined exclusively to properties situated within the planned sectors and official jurisdiction of the Capital Development Authority in Islamabad. We decline matters in Rawalpindi (RDA) or provincial housing schemes.
Article 03

Client Obligations and Authenticity of Records

The integrity of CDA procedural filings depends entirely upon the truthfulness and authenticity of underlying property titles and applicant identity records.

  • Genuineness of Documentation: The client warrants and represents that all allotment letters, transfer orders, mutation orders, site plans, succession certificates, CNICs/NICOPs, and affidavits provided to Rehnuma AI are genuine, lawful, authentic, and unadulterated copies of official records.
  • Severe Prohibition Against Fraudulent Submissions: Submitting forged, counterfeit, or fabricated documents is a criminal offense under the Pakistan Penal Code (PPC 1860). Rehnuma AI enforces a strict zero-tolerance policy against fraudulent submissions. Any detected forgery will result in immediate termination of services, forfeiture of fees, and notification to relevant regulatory authorities.
  • Disclosure of Encumbrances: The client must disclose all known legal encumbrances, civil court stay orders, pending family litigation, unpaid civic arrears, or prior disputes affecting the subject property.
  • Mandatory In-Person Appearances: The client acknowledges that CDA rules require mandatory in-person appearances for biometric verification at the CDA One Window Directorate. Clients, buyers, sellers, or lawful attorneys must attend scheduled appointments in person as mandated by civic regulations.
Article 04

Digital Platform, Mobile Applications and Security

Rehnuma AI provides an authenticated client web portal and native mobile applications to facilitate case tracking, secure document transmission, and milestone communication.

You are responsible for maintaining the confidentiality of your account credentials, passwords, and biometric access mechanisms. You must notify Rehnuma AI immediately at support@rehnumaai.org if you suspect unauthorized access to your client profile.

Acceptable Platform Use

Users agree not to engage in any activity that impairs, interferes with, or compromises the security of the Rehnuma AI platform.

  • No automated scraping, data mining, crawling, or extracting of procedural checklists or fee calculators.
  • No reverse engineering, decompiling, or attempting to discover source code of our web or mobile applications.
  • No uploading of malicious software, corrupted files, trojan horses, or files containing intrusive code.
  • No impersonation of another property owner, heir, or authorized legal representative.
Article 05

Financial Terms, Quotations and Statutory Dues

Rehnuma AI operates on a transparent, milestone-based pricing model. We never bill arbitrary hourly rates or undisclosed administrative retainers.

Every engagement is preceded by an itemised written quotation specifying deliverables, procedural milestones, and fixed fees denominated in Pakistani Rupees (PKR). Clients have no financial obligation until an itemised quotation is explicitly accepted.

Separation of Government Challans

All official CDA fees (transfer taxes, scrutiny dues, mutation fees, stamp duties, and utility transfer charges) are paid by the client directly to designated commercial banks via official CDA computerised challans. Rehnuma AI does not collect or escrow government fee funds.

Article 06

Intellectual Property and Proprietary Rights

All proprietary content, brand marks, procedural frameworks, document audit checklists, case sequencing algorithms, instructional graphics, and software interfaces developed by Rehnuma AI remain the exclusive intellectual property of Rehnuma AI.

Clients are granted a personal, non-exclusive, non-transferable, revocable license to utilize the prepared document packs and verified dossiers solely for their personal property matter before the Capital Development Authority. Dossiers or checklists may not be resold, repackaged, or commercially exploited by real estate brokers or unauthorized third parties.

Article 07

Limitation of Liability and Force Majeure

To the maximum extent permitted by applicable laws of Pakistan, Rehnuma AI, its directors, partners, consultants, and technological affiliates shall not be liable for any indirect, incidental, special, punitive, or consequential damages whatsoever, including loss of profits, real estate market depreciation, or transactional delays.

Rehnuma AI shall not be liable for procedural delays or administrative suspensions arising from:

Liability Cap

In all circumstances, the total aggregate liability of Rehnuma AI arising out of or related to any single engagement shall be strictly capped at the total professional consultancy fees actually received by Rehnuma AI from the client for the specific milestone in dispute.

  • Sovereign regulatory changes, CDA master planning revisions, or government-mandated transfer moratoriums.
  • CDA server outages, digital portal downtime, or municipal staff strikes.
  • Pre-existing title defects, undisclosed family inheritance disputes, or civil court litigation.
  • Banking clearing delays or government treasury challan verification backlogs.
Article 08

Client Indemnification

The client agrees to defend, indemnify, and hold harmless Rehnuma AI, its officers, employees, legal reviewers, and technical agents from and against any and all third-party claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) resulting from:

  • Any breach by the client of these Terms, including submission of false or tampered documentation.
  • Any fraudulent misrepresentation regarding property ownership, heirship rights, or power of attorney authorization.
  • Any third-party claim asserting adverse title, inheritance preemption, or unlawful transfer against the subject property.
Article 09

Suspension and Termination

Either party may terminate the consultancy engagement upon written notice. If the client terminates an engagement, refund eligibility is determined strictly in accordance with our Refund and Cancellation Policy.

Rehnuma AI reserves the right to immediately suspend platform access or terminate consultancy services without notice if: (a) the client submits fraudulent or altered documents; (b) the client engages in abusive, threatening, or harassing behavior toward our staff; or (c) the client fails to settle agreed milestone invoices.

Article 10

Governing Law and Dispute Resolution

These Terms and any contractual disputes arising out of or in connection with them shall be governed by and construed in accordance with the substantive and procedural laws of the Islamabad Capital Territory and the Islamic Republic of Pakistan.

Amicable Settlement: In the event of any disagreement, the parties agree to first attempt informal amicable resolution in good faith for a period of thirty (30) days from written notice of dispute.

Binding Arbitration: If an amicable settlement is not reached within 30 days, the dispute shall be referred to and finally resolved by binding arbitration in Islamabad, conducted in English in accordance with the Pakistan Arbitration Act, 1940. The arbitration tribunal shall consist of a sole arbitrator appointed by mutual agreement, and the award shall be final and enforceable in the courts of Islamabad.

Article 11

Severability, Entire Agreement and Revisions

If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it valid, and the remaining provisions shall continue in full force and effect.

These Terms, along with your accepted engagement quotation, Privacy Policy, and Refund Policy, constitute the entire agreement between you and Rehnuma AI regarding the subject matter.

We reserve the right to revise these Terms at any time. Changes are effective immediately upon posting to our web portal. Your continued use of our services following revisions constitutes full acceptance of the updated Terms.

Formal notices may be served electronically to support@rehnumaai.org or physically to Rehnuma AI, Office No 3, Islamabad Arcade Plaza, G11 Markaz, Islamabad, Pakistan.

Institutional Inquiries & Official Communications

If you require clarification on any clause within this policy, or if you have a formal question regarding your Capital Development Authority property file in Islamabad, please contact our administrative desk:

Office No 3, Islamabad Arcade Plaza, G11 Markaz, Islamabad
Consultancy Engagement

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